Insufficient damage

The State Farm Insurance adjuster spent about an hour and a half looking at our storm damage and crunching numbers.

He was generous in his calculations, but we still came up $296 short of meeting our $1,000 deductible.

But the fact that our area was declared a Federal Disaster Area means we may be able to recover some of our expenses on next year's income tax return.

So the adjuster's itemized list and our receipts go into the file for next year's taxes.