Ridin' with the gecko

We've had our vehicles insured with Progressive for the past several years.
When we moved to Arkansas, we discovered that our rates would change when it came time to renews. Turns out, the motorcycle coverage lapses at midnight tomorrow and the car coverage lapses at midnight May 6.
The auto rates will remain about the same, but the motorcycle insurance premium increases substantially because of the relatively longer riding season in Arkansas, compared with Indiana.
So I went insurance shopping last week and finished the task this morning.
We shifted our car insurance to State Farm because that's where our homeowners insurance is and we get a price break for consolidating. State Farm's rates for our two BMW motorcycles, however, were not competitive with Progressive.
I got quotes from AARP's insurance partner Foremost last week. This morning I checked out the outfit recommended by the BMW Motorcycle Owners of America (bmwmoainsurance.com) and Geico.
Geico's rate was $755 a year. The BMWMOA outfit came through with a premium almost three times that amount - $2,167 a year. WTF? Why did the BMWMOA hook up with these clowns?
So Geico wins and we're ridin' with the gecko.